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Travel Insurance

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Travel Insurance

Travel insurance safeguard against unforeseen events while traveling, such as medical emergencies, trip cancellations, lost baggage, and delays. With our comprehensive coverage, you can explore the world confidently, knowing you’re safeguarded against unexpected disruptions, ensuring peace of mind throughout your journey.

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Travel worry-free with complete coverage

Overview

Travel insurance is a product you are buying that protects you from any financial costs and damages that may arise during travel. These losses can be minor, such as a delayed suitcase, or significant, such as a last-minute cancellation of a trip or an overseas medical emergency.

Personal insurance would mean the following:

  • Protection of the principles of human life against the effects of death, disability, disease or accidental expenses thereof.
  • Policies obtained for personal or family security purposes in relation to corporate property or interest policies.

Traveling has become an integral part of our modern society. We could be traveling for reasons like a business trip or much awaited vacation. But one cannot deny the fact that there are several things that could go wrong when one travels. Disruptions like cancellation of flights, loss of baggage, medical emergency- are some of the unforeseen events that could catch you off guard. So whether you are off to your favorite destination for a holiday or going on a business trip – an adequate & complete travel insurance is a must have.

While minor accidents can cause temporary hurdles, major ones can lead to disability for life or even demise. With a view to providing certain relief, insurance companies have devised various policies that serve as true life savers when met with an unfortunate circumstance.

The basic worries of travelers include stolen baggage, lost passports, cancelled flights and trip delays. These mishaps can spoil perfectly planned vacations.
Exclusions:

  1. Pre-existing conditions resulting to hospitalization
  2. Damage or loss of keys
  3. Trains or flights missed because of civil war/local protests
  4. Luggage delay Expenses incurred because of civil unrest or local protests Customers should note that exclusions vary from one policy to policy.

Various plans are available according to every individual’s travel needs:

  1. Corporate Travel Insurance
    2. -> Under this plan, employees of an organization can receive coverage for both domestic and international trips.
  2. Domestic Travel Insurance
    3. -> In this type, coverage is offered for death, medical emergencies, permanent disability, personal liability, delays, and lost/theft of checked-in luggage.
  3. International Travel Insurance
    4. -> It gives a comprehensive coverage for medical costs overseas, trip delays, loss of travel documents besides the regular coverage.
  4. Senior Citizen Travel Insurance
    5. -> This plan covers people in the age group 61-70 years. Besides providing general advantages, it also gives cashless hospitalization coverage and dental treatments.
  5. Student Travel Insurance
    6. -> This comprehensive cover is suitable for expenses incurred because of medical treatment, study interruptions and passport loss.
  6. Individual Travel Insurance
    7. -> Under individual travel plan, insured is covered against trip curtailment, trip cancellation and theft.
  7. Family Travel Insurance
    8. -> It covers baggage loss, hospitalization expenses and other incidental costs. The claim disbursement is not difficult with less paperwork involved.
  8. Multi Trip Insurance
    9. -> This type of travel insurance is offered to frequent travelers so that they don’t have to apply for insurance every-time they travel.
  9. Single Trip Insurance
    10. -> As the name suggest, this type of cover is provided only for the duration of the trip. It also covers medical & non-medical emergencies along with baggage loss situations.

 

  1. Coverage offered for medical expenses.
  2. Coverage for expenses related to trip delays
  3. Coverage for loss of passport and luggage
  4. For contingencies related to personal possession

With international travel trips constantly increasing these days, it is most important to buy an international travel insurance plan. The international travel insurance plan offers the insured person with a variety of coverages that may be in good due to medical emergencies cancellation of the trip delay is caused due to various reasons, etc.

Click below links for Brochures.
1. Explore
2. Explore One Pager
3. Student Explore